Questions, answered plainly

You can open and fund an account with as little as R4,100. This gets you a personal financial analyst and full access to the platform. You are free to add to your balance over time as your goals develop.

Request a withdrawal at any time through your account dashboard. Funds are returned to your chosen payment method, normally via EFT transfer. Standard processing times apply, but most withdrawals clear within two to three business days.

Yes. Your capital is held in a segregated account, which means it stays legally separate from Licenciaturas en Línea operating funds. This is a core protection requirement. Like all investing, your capital remains at risk and portfolio value can move down as well as up.

Licenciaturas en Línea is FSCA regulated and meets national cybersecurity standards. Accounts include two-factor authentication and KYC verification to keep them secure. You still carry market risk, so only invest money you can afford to lose and work closely with your analyst on your risk profile.

Trading fees and spreads are shown transparently before you commit. You will always see exactly what applies to your plan. We do not charge hidden fees. Ask your support team for a full breakdown of costs for your chosen strategy.

KYC verification requires proof of identity (ID or passport) and proof of address (utility bill or bank statement). Upload these at registration and we will confirm your account within one business day in most cases. This is a standard regulatory requirement under FSCA rules.

Yes. A free demo account lets you learn the platform and test strategies without risking real capital. It mirrors live market conditions so you can build confidence before moving to a live account funded with your R4,100 minimum.

No. All costs are displayed transparently at the time you set up your account. Withdrawal requests are processed at no additional charge. Standard EFT transfer fees apply depending on your bank.

AI-assisted market analysis generates trading signals based on volatility, asset allocation and price patterns. Your personal analyst reviews each signal against your risk profile and goals, then presents them to you for approval. You maintain full control, and every decision is explained before execution.

Your portfolio is diversified across stocks on the JSE, commodities and other asset classes to help manage downside risk. If the market falls, your analyst adjusts your position based on your risk tolerance. Compound returns work both ways - losses are possible, which is why capital preservation matters.

No. Licenciaturas en Línea is FSCA regulated and fully licensed to operate in South Africa. Your funds sit in segregated accounts with independent verification. That said, no investment is risk-free. Past returns do not guarantee future performance. Your capital is always at risk, and you could lose money. Review our track record and speak to our support team.

No experience required. Every member gets a personal financial analyst who guides you from sign-up through strategy, so you do not need any prior knowledge of markets or trading. Your analyst handles market analysis and explains everything in plain terms.

Visit the login page, enter your email and password, and approve the two-factor authentication code sent to your phone. Access your account dashboard and portfolio view from any device. If you forget your password, use the reset link on the login screen.

Yes. You can top up your balance at any time. Work with your analyst to adjust your asset allocation and passive income strategy as your capital grows. Your account statement updates in real time to show all deposits, trades and compound returns.